Bradford D. Creger
Bradford D. Creger is passionate about his work – he does this because he never wants anyone to go through what his parents did. Brad’s father was diagnosed with Parkinson’s in his late forties and he was forced to retire at 51. Although his father was an investment advisor, they didn’t have their financial or estate
planning done correctly and his mom lost everything caring for his dad. Because his father focused solely on investments, he did not have the right disability insurance or any life insurance. Their estate attorney didn’t insist on anything other than a simple will and the result was disastrous when his dad was disabled. Their accountant didn’t pay attention to his mom’s business, and instead of selling and living off the proceeds, her business bled dry. This was a very tough life lesson for Brad, and he was committed when he became a financial advisor that he would not only focus on the things he could be paid on, but his client’s entire financial picture.
Brad first acts as a financial architect, and does a comprehensive wealth management assessment and then a complete written plan. He then acts as a general contractor and coordinates the services of other experts and professionals such as the client’s CPA, attorney, TPA, banker, etc. He also will assist when it comes to the insurance and investment needs of his clients.
Early in his career Brad took a comprehensive look at his brother’s finances, so that there would not be another financial tragedy in his family. Among other things, he made sure that his brother had proper disability insurance, and eight months later his brother was disabled. Because he had the right policy, his brother has been receiving payments for the past 19 years, and will continue to draw on it for 15 more.
Brad is currently the President/CEO of Total Financial Resource Group, Inc. (TFRG), an independent diversified financial services firm with their main offices located in Pasadena, CA. Brad began his financial services career with Cigna Financial Advisors in 1993. During his first three years, through Cigna, he clocked over 2000 classroom training hours which was 20 times more than the industry standard.
Brad has delivered estate and business succession planning services through numerous investment brokers at PaineWebber, AG Edwards, Morgan Stanley, Dean Witter, Prudential and Crowell Weedon for their Southern California VIP clients, and has created a body of estate planning law known as Contingent Ascertainable Standard Language (aka – Springing Special Needs Provisions).
Brad has been featured in Forbes, Financial Planning Magazine and Pasadena Magazine and has been seen on ABC, CBS, NBC and Fox affiliates as well as The Wall Street Journal’s Marketwatch.com, CNBC.com, Morningstar.com, Moneywatch.com, Yahoofinance.com, TheBostonGlobe.com and TheMiamiHerald.com.
Brad obtained a BA in Economics from UCLA and has the designations of: AAMS®, Accredited Asset Management Specialist
AIFA®, Accredited Investment Fiduciary AnalystTM
CFS®, Certified Fund Specialist®
CLTC, Certified in Long-Term Care
Brad is a Registered Principal with First Allied Securities, Inc., a registered broker/ dealer (Member FINRA/SIPC) and an Investment Advisory Rep for First Allied Advisory Services, Inc., a Registered Investment Advisor. CA Insurance License # 0B22199.
[email protected] 626-795-9600 800-984-TFRG www.tfrgroup.com www.taxednever.com