Bob Fugate is the CEO and President of Retirement Financial Solutions. He started in the financial services industry in 1984 and holds a Bachelor of Science in Agricultural Business and Economics from University of Tennessee as well as having completed 36 hours of post-graduate work in Finance and Economics in 1989 and 1990. Bob is a Certified Financial Planner Professional (CFP®), a Chartered Financial Consultant (ChFC®), a Chartered Life Underwriter (CLU®) and a Life Underwriter Training Council Fellow Recipient (LUTCF). Bob is also a member of the National Association of Insurance and Financial Advisors and The Society of Financial Service Professionals.